This web page represents our Terms of Use and Sale ("Agreement") regarding our website, located at MortgageMessaging.com, and the tools we provide you (the "Website" or the "Service"). It was last posted on 1 April 2018. The terms, "we" and "our" as used in this Agreement refer to Fortis Technologies.
We may amend this Agreement at any time by posting the amended terms on our Website. We may or may not post notices on the homepage of our Website when such changes occur.
We refer to this Agreement, our Privacy Policy accessible at https://www.mortgagemessaging.com/PrivacyPolicy, and any other terms, rules, or guidelines on our Website collectively as our "Legal Terms." You explicitly and implicitly agree to be bound by our Legal Terms each time you access our Website. If you do not wish to be so bound, please do not use or access our Website.
Limited License
FORTIS TECHNOLOGIES grants you a non-exclusive, non-transferable, revocable license to access and use our Website in order for you to use our services through our Website, strictly in accordance with our Legal Terms.
Copyrights and Trademarks
Unless otherwise noted, all materials including without limitation, logos, brand names, images, designs, photographs, video clips and written and other materials that appear as part of our Website are copyrights, trademarks, service marks, trade dress and/or other intellectual property whether registered or unregistered ("Intellectual Property") owned, controlled or licensed by FORTIS TECHNOLOGIES. Our Website as a whole is protected by copyright and trade dress. Nothing on our Website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Intellectual Property displayed or used on our Website, without the prior written permission of the Intellectual Property owner. FORTIS TECHNOLOGIES aggressively enforces its intellectual property rights to the fullest extent of the law. The names and logos of FORTIS TECHNOLOGIES, may not be used in any way, including in advertising or publicity pertaining to distribution of materials on our Website, without prior, written permission from FORTIS TECHNOLOGIES. FORTIS TECHNOLOGIES prohibits use of any logo of FORTIS TECHNOLOGIES or any of its affiliates as part of a link to or from any Website unless FORTIS TECHNOLOGIES approves such link in advance and in writing. Fair use of FORTIS TECHNOLOGIES’s Intellectual Property requires proper acknowledgment. Other product and company names mentioned in our Website may be the Intellectual Property of their respective owners.
Links to Third-Party Websites
Our Website may contain links to Websites owned or operated by parties other than FORTIS TECHNOLOGIES. Such links are provided for your reference only. FORTIS TECHNOLOGIES does not monitor or control outside Websites and is not responsible for their content. FORTIS TECHNOLOGIES’s inclusion of links to an outside Website does not imply any endorsement of the material on our Website or, unless expressly disclosed otherwise, any sponsorship, affiliation or association with its owner, operator or sponsor, nor does FORTIS TECHNOLOGIES’ inclusion of the links imply that FORTIS TECHNOLOGIES is authorized to use any trade name, trademark, logo, legal or official seal, or copyrighted symbol that may be reflected in the linked Website.
Content Disclaimer
Postings on our Website are made at such times as FORTIS TECHNOLOGIES determines in its discretion. You should not assume that the information contained on our Website has been updated or otherwise contains current information. FORTIS TECHNOLOGIES does not review past postings to determine whether they remain accurate and information contained in such postings may have been superseded. THE INFORMATION AND MATERIALS IN OUR WEBSITE ARE PROVIDED FOR YOUR REVIEW IN ACCORDANCE WITH THE NOTICES, TERMS AND CONDITIONS SET FORTH HEREIN. THESE MATERIALS ARE NOT GUARANTEED OR REPRESENTED TO BE COMPLETE, CORRECT OR UP TO DATE. THESE MATERIALS MAY BE CHANGED FROM TIME TO TIME WITHOUT NOTICE.
Contracts, Disclosures and Agreements and Legal Advice Disclaimer
You acknowledge that we are not attorneys or paralegals nor do we offer legal advice. You acknowledge that we do not endorse any specific attorney or paralegal or any contracts, disclosures or agreements. We do not otherwise guarantee the legal accuracy or applicability of any contracts, disclosures or agreements for your legal and compliance needs. You will at all times look to any attorney or industry compliance professional that you select for services as to maintain all federal, state and local laws. You will at all times look to any attorney or industry compliance professional for any legal claims related to such services.
No Warranties; Exclusion of Liability; Indemnification
OUR WEBSITE IS OPERATED BY FORTIS TECHNOLOGIES ON AN "AS IS," "AS AVAILABLE" BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, FORTIS TECHNOLOGIES SPECIFICALLY DISCLAIMS ALL WARRANTIES AND CONDITIONS OF ANY KIND, INCLUDING ALL IMPLIED WARRANTIES AND CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT FOR OUR WEBSITE AND ANY CONTRACTS AND SERVICES YOU PURCHASE THROUGH IT. FORTIS TECHNOLOGIES SHALL NOT HAVE ANY LIABILITY OR RESPONSIBILITY FOR ANY ERRORS OR OMISSIONS IN THE CONTENT OF OUR WEBSITE, FOR CONTRACTS OR SERVICES SOLD THROUGH OUR WEBSITE, FOR YOUR ACTION OR INACTION IN CONNECTION WITH OUR WEBSITE OR FOR ANY DAMAGE TO YOUR COMPUTER OR DATA OR ANY OTHER DAMAGE YOU MAY INCUR IN CONNECTION WITH OUR WEBSITE. YOUR USE OF OUR WEBSITE AND ANY CONTRACTS OR SERVICES ARE AT YOUR OWN RISK. IN NO EVENT SHALL EITHER FORTIS TECHNOLOGIES OR THEIR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF OUR WEBSITE, CONTRACTS AND SERVICES PURCHASED THROUGH OUR WEBSITE, THE DELAY OR INABILITY TO USE OUR WEBSITE OR OTHERWISE ARISING IN CONNECTION WITH OUR WEBSITE, CONTRACTS OR RELATED SERVICES, WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES. IN NO EVENT SHALL FORTIS TECHNOLOGIES’ LIABILITY FOR ANY DAMAGE CLAIM EXCEED THE AMOUNT PAID BY YOU TO FORTIS TECHNOLOGIES FOR THE TRANSACTION GIVING RISE TO SUCH DAMAGE CLAIM.
SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
WITHOUT LIMITING THE FOREGOING, FORTIS TECHNOLOGIES DO NOT REPRESENT OR WARRANT THAT THE INFORMATION ON THE WEBITE IS ACCURATE, COMPLETE, RELIABLE, USEFUL, TIMELY OR CURRENT OR THAT OUR WEBSITE WILL OPERATE WITHOUT INTERRUPTION OR ERROR.
FORTIS TECHNOLOGIES MAKES NO REPRESENTATION THAT CONTENT PROVIDED ON OUR WEBSITE, CONTRACTS, OR RELATED SERVICES ARE APPLICABLE OR APPROPRIATE FOR USE IN ALL JURISDICTIONS.
Indemnification
You agree to defend, indemnify and hold FORTIS TECHNOLOGIES harmless from and against any and all claims, damages, costs and expenses, including attorneys' fees, arising from or related to your use of our Website or any Contracts or Services provided to you.
Mobile Terms And Conditions
Mortgage Messaging Communiations
Receive communications from your Bank, Credit Union or Mortgage Banker (herein known as a Lender) when they use Mortgage Messaging to communicate through your mobile device. Text your lender directly with the phone number provided by them in order to Opt-in to receiving text messages. Messaging frequency varies, message and data rates may apply.
By opting in to this service, you consent to receive mobile text communications. Our service is strictly based on transactional and informational purposes related to your home loan application. Consent to receive text messages is not required as a condition of purchasing any goods or services, or obtaining a home loan.
By signing up, you are confirming you are over the age of 13.
STOP Information (Opt-out)
Text 'STOP' to any phone number you've recieved a message from (your lender) in order to stop receiving communications (you will receive a confirmation text).
HELP Information
For additional information, text HELP to the lenders phone number or contact our support team at support@morgagemessaging.com or 786-251-1427.
Supported carriers are:
AT&T, Sprint, T-Mobile®, Verizon Wireless, Boost, Cricket, MetroPCS, U.S. Cellular, Virgin Mobile, ACS Wireless, Appalachian Wireless, Bluegrass Cellular, Carolina West Wireless, Cellcom, C-Spire Wireless (formerly Cellsouth), Cellular One of East Central Illinois, Cincinnati Bell Wireless, Cross (dba Sprocket), Duet IP, Element Mobile, EpicTouch, GCI Communications, Golden State, Hawkeye (Chat Mobility), Hawkeye (NW Missouri Cellular), Illinois Valley Cellular, Immix (Keystone Wireless / PC Management), Inland Cellular, iWireless, Mobi PCS (Coral Wireless LLC), Mosaic, MTPCS / Cellular One (Cellone Nation), Nex-Tech Wireless, nTelos, Panhandle Telecommunications, Peoples Wireless, Pioneer, Plateau, Revol Wireless, Rina - Custer, Rina - All West, Rina - Cambridge Telecom Coop, Rina - Eagle Valley Comm, Rina - Farmers Mutual Telephone Co, Rina - Nucla Nutria Telephone Co, Rina - Silver Star, Rina - South Central Comm, Rina - Syringa, Rina - UBET, Rina - Manti, South Canaan / CellularOne of NEPA, Thumb Cellular, Union Wireless, United, Viaero Wireless, West Central Wireless, Leaco, Nemont/Sagebrush.
T-Mobile is not liable for delayed or undelivered messages.
We take your privacy seriously. If you have any questions regarding privacy, please read our https://www.mortgagemessaging.com/PrivacyPolicy.